Health and Wealth 2017

I know I’m in the minority on this, but I love new year almost just as much as I love Christmas. There’s something about the potential of a new year that just ticks all my boxes. Remember the first day of school when you had clean shoes, a new pencil case and your books were all freshly covered (in brown paper before you tore a Boyzone poster out of Smash Hits and gave your homework diary some street cred that is) ?? Well, January 1st is my adult equivalent to that day and I bloody love it!

New Years Eve is a fab night to look back on the year and see how far you’ve come and I’ll be pleased to say that this year, financially anyways, we’ve come a fair distance. I’d resolved to rope my husband in on our budgeting so that the whole house had one that we could both access and frankly discuss and I’d resolved to finally sort my pension. Thankfully I accomplished both these goals and I’m much more content because of it.

My health goals were not as successful. I resolved to lose 2 stone and bought myself these fancy FitBit Aria scales and while I actually do love them, I do not enjoy seeing proof that instead of losing 2stone… I lost 2lbs and no doubt that’ll be back on and more over Christmas. I wish I could blame this on something but in reality, I just went through the year losing weight and then rewarding myself with food. As if the shame of not being able to lose weight wasn’t bad enough, I had a day off with the kids ahead of Christmas and running around the park was noticeably tougher. As well as that, I’ve lost one weekend per month roughly in the second half of 2016 to being ill enough that I had to lie in bed!

So 2017, I’m setting the same two goals… One finance one, one health one and I’m taking that NYE greeting to heart and making them about ‘Health and Wealth’

The finance one is simple – I want to save £2k. I’m already anxious about this one but I figure if I set the target high, I’m more likely to at least get close to it. To do this, I’m sticking hard to my budget (see my methods here), trying to sell more charity shop finds on eBay like I did with this Marc Jacobs Dress, and shaving a few quid off on some of our bills each month and sweeping odds over into the house account. I’ll also be looking for cheaper alternatives to things I already buy and reviewing them before banking the savings on any confirmed swaps.

The Health one is theoretically straightforward. I’m getting back on Slimming World. It’s a great plan for the family as it means family favourites just need tweaked a little. By doing this and getting up off my arse more frequently, I’m planning to finally lose 2 stone. I won’t be paying for the classes though – I appreciate they are pure gold for some people, but I actively disliked them and I’d rather bump my food budget by £5 a week all things considered. I’m also planning to do a cycle on the Couch to 5k app in the hope it can spur me on to running again. And to add further to a list of specifics I’m jumping into my Self Care Sunday in the hope that I’ll be more aware of how I invest in myself through food. In an act of serendipity, my first Sunday falls on January 1st… now if that’s not a sign, I don’t know what is!

I’d love to know if you’re planning any resolutions: geraldine@cheapandcheery.co.uk

g.

 

 

 

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